Emmett Clark
Loan Officer
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio:
With over 20 years of experience as a mortgage loan officer, I’ve had the privilege of assisting clients in all 50 States. I specialize in FHA, VA, and first-time buyer programs, helping make homeownership a reality for countless individuals and families. My commitment to personalized service keeps clients coming back and inspires them to refer their friends and family. If you’re ready to navigate the homebuying process with a trusted expert, I’m here to guide you every step of the way! Teaming up with Loan Factory gives you the speed and incredible rates expected from the best!
NMLS#: 233747
License: AL, AZ, CA, FL, HI, IA, ID, KS, MO, OR, TN, TX, UT, WA
Spoken Language: English
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Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 224 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
224+
Number of Lenders
13504+
1992+
Loan officers
Ready to settle your mortgage plan?
We are here to help you with the great deal in the market.
Services We Offer
Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.
Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.
Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Emmett was awesome to work with on our refinance. He kept me informed every step of the way and always responded quickly to my questions as we worked through the process. Less than 15 days from start to finish! Will definitely work with him again in the future!
This was my third successful refinance via Emmett. He shops around to get competitive rates and closing costs, and is very knowledgeable and responsive to questions. E-signing and the mobile notary make the process fairly painless.
Refinanced two homes with Emmett at the same time. Received the best rate by far for my rental property. The process was very smooth considering the timing on one loan having to close before the other. Worked with Emmett and he could not have been more helpful.
Why Us
Independent Advice.
We commit to always give you independent advice regarding real estate and mortgage options.
Customer First.
We make less per loan than competitors and pass the extra savings to borrowers.
Low Available Rates
You will always get great deals with our real-time pricing engine.
Fast, Convenient, Local Service.
we are just one call away from your requirement.
Fast funding,
easy application.
Get your loan today!
Quick Loans, Anytime, Anywhere!
